The Home Equity Theft Reporter: Texas A Handy Haven For Those Seeking To Dodge Debts? · At A Glance. Home equity loans and lines of credit are loan products which allow homeowners to borrow against the equity in their homes. They can be used as part of a down payment or to finance a fix and flip property, but Texas has placed restrictions on them that home.Resident in Mount Prospect, IL Happy with Home Refinance – Royal United Mortgage LLC HomeBridge to Purchase Operating Assets of Prospect Mortgage, Becoming One of the Largest Mortgage Lenders in the United States. Iselin, N.J. (November 1, 2016): homebridge financial services, Inc., a national independent mortgage lender, announced today the signing of a definitive agreement under which HomeBridge will purchase the operating assets of Prospect Mortgage, LLC from Prospect.