ReFi Week ending 8/13

The Refinance Index increased 19 percent from the previous week. The seasonally adjusted purchase index decreased 2 percent from one week earlier. The unadjusted purchase index increased 4 percent compared with the previous week and was 17 percent higher than the same week one year ago. Jerry W. on February 9, 2017 8:13 pm.

Sun, Mon, Tue, Wed, Thu, Fri, Sat. 1. Rescission Period Ends 09-05, 2. Labor Day Rescission Period Ends 09-05, 3. Rescission Period Ends 09-06, 4

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Borrowers who complete a cash-out refinance with the lender that holds their existing loan have access to funds on the day of closing. People who refinance loans on their primary home with a new lender have a three-day right of rescission. The Federal Truth in Lending Act provides borrowers with a cooling-off period before the loan takes effect.

That’s given a lift to refinancing activity, though. Applications for refinancing increased 12% in the week ending Aug. 7 vs the prior week; purchase applications fell 2% in the same period, the. Q: Should I refinance my mortgage? I can drop. That’s up from 3.8% the week before, but well below the 5%-plus rates of 2011. So if you’re a.

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The Mortgage Bankers Association (MBA) released its weekly report on mortgage applications Wednesday morning, noting a decrease of 0.6% in the group’s seasonally adjusted composite index for the week.

That pushed applications to refinance a home loan down by 8%. Mortgage applications to purchase a home fell 4% for the week. It didn’t take much to end the party in the refinance market. A small tick.

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Seller can pay up to 6% of buyer closing costs; Streamline refinance options. so make sure know the credit scores you need to buy or refinance your home.

The MBA’s refinance index decreased by 4% week over week, and the percentage of all new applications that were seeking refinancing dipped from 60.0% to 57.9%. Adjustable-rate mortgage loans.