If the account was included and then reaffirmed, or if the account is being paid through the bankruptcy plan, it may have something to do with why the information is not appearing. The only way to find out for sure is to talk to your lender. Contact your mortgage lender and ask why they have not reported your mortgage account to us.
In other words, the items you receive are essentially used as collateral. An example might be buying a sofa on a store charge card or ordering a crane for your construction company through a building supplier. A PMSI agreement can be included in your application for the store card, or presented as a separate agreement.
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Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend.
In my understanding if a home is not attached to the land, the it is considered a personal property loan and not a mortgage, While very similar in restrictions and lending guidelines, there are some differences that your lender used to get you the loan as a non-mortgage when you might not have been approved for a mortgage, or they may have simply gotten a sweeter deal from a lender not dealing.
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Can A Creditor Other Than My Mortgage Company Take My Home? – Parker and DuFresne Blog Question Details: I co-signed on home loan with my brother. he is now filling bankruptcy. I received a letter from the bankruptcy court that i was a creditor and to contact an attorney. what happens to the house can the mortgage company take it back there.
Start studying Blaw Creditors Rights. Learn vocabulary, terms, and more with flashcards, games, and other study tools.. sellers and other creditors can take a security interest in the debtor’s personal property as collateral for the debt.. a debtor to retain the family home, either in its.