PUD vs. Condo, what’s the difference? » Mortgage Masters Group

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 · The acronyms POA and HOA can represent a number of things, but when compared to each other they usually stand for "home owners association" and "property owners association." They are similar but can have key differences depending on the association.

A condo owner owns its apartment and an undivided interest in the common area and is responsible to pay its own real estate taxes and its share of the common charges for the expenses to maintain and operate the common areas. Unlike a coop building, there is no underlying mortgage on a condo building.

mortgage Mortgage amount is rounded to the nearest $1,000. A minimum 5% down payment is required for a purchase price of $500,000 or less. For a purchase price between $500,000 and $1 million, the minimum down payment is 5% on the first $500,000 and 10% on the balance.

The main difference with PUDs as opposed to single family homes not in a PUD is the rules that homeowners must abide by. Even though you live in a single family home with your own yard and garage, you will still have to listen to the rules set forth by the association.

EOT Blog: 10/06/05 Nicholas Clark wrote: > On Tue, Jan 03, 2006 at 09:07:52AM -0700, Jim Cromie wrote: > >>Nicholas Clark wrote: > > >>This is different from your box, which has it as XS code. >>Is it actually XS code, or a detection bug ? >>If former, then I have to skip them, as one of us will *always* fail >>that test, >>(assuming Im not mis-detecting it as a constant sub). > heres what I should have asked for.

The only difference between a PUD and a Condo is in the ownership of the common areas. What you described here: "The common areas that are within the development are owned jointly by all the residents, so if there were 50 homes then each owner would have 1/50th ownership" is pretty much the text book definition of condo ownership, not PUD.

How common are PID (vs MUD) in Houston Surrounding Area? Having not heard of a PID until recently in a new construction area, I want to be able to explain it.

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The most common way to accomplish this is to create a Planned Unit Development (PUD). Technically a PUD is an area where the standard zoning rules do not apply. A PUD allows for a higher density of housing units to be built per lot then would be allowable for Single Family Residential (SFR) construction.