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First Time Home Buyer MISTAKES | 9 Mistakes First-Time Home Buyers Make | First Time Home Buyer Tips Interest rates can vary slightly between. Miami-Fort Lauderdale-West Palm Beach, 4.61%, $259,731, $1,067. Tampa-St. Petersburg-Clearwater, 4.65%, $179,215, $740. Mortgage rates in Florida's biggest. Rate Quotes for Refinancing · Rate.